Collect payments
without
the guesswork.
Give every customer their own bank account number. When they transfer money, Settle automatically matches the payment, updates their balance, and notifies you — no manual checking, no spreadsheets, no guessing who paid.
Matched today
₦2.4M
Live
12 payments
Time saved / week
~8 hrs
Payment collection infrastructure for Nigerian SMEs
Every customer gets their own bank account.
Settle generates a unique Nomba virtual account number for each customer. When they transfer money from any bank app, the payment lands in your business account but Settle knows exactly who sent it — no more squinting at credit alerts.
Automatic reconciliation — no manual work.
Every inbound transfer is instantly matched to the correct customer and payment record. Overpaid, underpaid, or exact — Settle flags the difference and updates their balance. No end-of-day matching, no cross-referencing statements.
Emeka Okafor paid ₦45,000 · Unit 12B · Exact
Just now
Fatima Bello paid ₦45,000 · Unit 14A · Exact
4 min ago
Chidi Okonkwo paid ₦40,000 · Office 3F · Short ₦80,000
12 min ago
Real-time notifications when money arrives.
The moment a payment is confirmed, you get notified in-app and by email. Your customer's payment page updates live too — so everyone knows the status without asking. No refreshing, no checking the bank app.
How it works
Three steps to never chase payments again.
Create a collection & add customers.
Set up a payment purpose (e.g. 'June Rent'), add your customers with their amounts. Each person gets a dedicated Nomba account number automatically.
Share their unique account number.
Each customer gets a payment page with their own bank account number. Send the link once — they save it and pay via their bank app whenever they're ready.
Payments reconcile themselves.
When money hits any account, Settle matches it to the right customer, deducts fees, and updates their balance in real time. You see exactly who has paid and who hasn't.
For developers
API & developer docs — coming soon
We are putting the finishing touches on comprehensive API documentation, SDK examples, and webhook guides. They will be available right here.
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Every virtual account and every transfer on Settle runs on Nomba's licensed payment infrastructure — the same rails trusted by thousands of Nigerian businesses.